Countries with the Highest Savings Rates (2026)
Argentina currently offers the highest average savings rate in the NoodlePants dataset at 110.00%.
Updated March 2026
| # | Country | Savings Rate | |
|---|---|---|---|
| 1 |  Argentina | 110.00% | View → |
| 2 |  Brazil | 11.50% | View → |
| 3 |  Colombia | 11.00% | View → |
| 4 |  Mexico | 9.50% | View → |
| 5 |  South Africa | 7.50% | View → |
| 6 |  India | 6.80% | View → |
| 7 |  Poland | 5.50% | View → |
| 8 |  Vietnam | 5.20% | View → |
| 9 |  New Zealand | 5.10% | View → |
| 10 |  United Kingdom | 4.80% | View → |
| 11 |  Czech Republic | 4.80% | View → |
| 12 |  Australia | 4.60% | View → |
| 13 |  United States | 4.50% | View → |
| 14 |  Canada | 4.20% | View → |
| 15 |  United Arab Emirates | 4.00% | View → |
| 16 |  Sweden | 3.80% | View → |
| 17 |  Germany | 3.50% | View → |
| 18 |  Indonesia | 3.50% | View → |
| 19 |  Philippines | 3.50% | View → |
| 20 |  Singapore | 3.20% | View → |
| 21 |  France | 3.00% | View → |
| 22 |  Malaysia | 2.85% | View → |
| 23 |  Italy | 2.80% | View → |
| 24 |  Spain | 2.60% | View → |
| 25 |  Portugal | 2.50% | View → |
| 26 |  Netherlands | 2.40% | View → |
| 27 |  Greece | 1.80% | View → |
| 28 |  Thailand | 1.50% | View → |
| 29 |  Switzerland | 0.90% | View → |
| 30 |  Japan | 0.30% | View → |
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What affects highest savings rates?
High headline savings rates usually reflect high local inflation — the real (inflation-adjusted) return can be much lower or even negative.
Currency restrictions matter. Some high-yield markets limit how much non-residents can deposit or withdraw in foreign currency.
Deposit insurance limits vary by country and are critical for risk management on large balances.
Frequently asked
Which country has the highest savings rates?
Argentina currently leads with 110.00%.
Can foreigners buy property in Argentina?
Yes — foreigners can generally buy property in Argentina, though local taxes and registration apply.
How do I compare countries internationally?
Use the interactive world map or take the matchmaking quiz.