Global Mortgage Rate heatmap — 2026
Hover to peek, click to dive in. The world's wallet, mapped.
Low 0.0%High 24.0%
Ranked by Mortgage Rate
- 1.Afghanistan0.0%
- 2.Cuba0.0%
- 3.Iran0.0%
- 4.North Korea0.0%
- 5.South Sudan0.0%
- 6.Syria0.0%
- 7.Yemen0.0%
- 8.Japan1.4%Culture & artsFood sceneCity life
- 9.Taiwan2.2%Food sceneFast internetNature & outdoors
- 10.Switzerland2.3%Mountain livingStrong economyStrong purchasing power
- 11.Bulgaria3.0%Ultra low costTax efficientBeach lifestyle
- 12.Croatia3.6%Beach lifestyleEasy visaNature & outdoors
- 13.Malta3.6%Beach lifestyleEnglish widely spokenEasy visa
- 14.Spain3.6%Beach lifestyleStrong nomad communityEasy visa
- 15.Belgium3.7%Culture & artsEnglish widely spokenWell connected
- 16.Germany3.9%Strong economyCity lifeWell connected
- 17.Slovenia3.9%Mountain livingNature & outdoorsFamily friendly
- 18.China4.0%City lifeFood sceneUltra low cost
- 19.Finland4.0%Nature & outdoorsEnglish widely spokenFast internet
- 20.Italy4.0%Culture & artsFood sceneSlow living
- 21.Luxembourg4.0%Strong economyStrong purchasing powerWell connected
- 22.Portugal4.0%Strong nomad communityEasy visaBeach lifestyle
- 23.Singapore4.0%City lifeFast internetStrong economy
- 24.Austria4.1%Mountain livingCulture & artsFamily friendly
- 25.France4.1%Culture & artsFood sceneCity life
- 26.Denmark4.2%Family friendlyEnglish widely spokenFast internet
- 27.Greece4.2%Beach lifestyleEasy visaSlow living
- 28.Netherlands4.2%City lifeEnglish widely spokenFast internet
- 29.Ireland4.3%Culture & artsEnglish widely spokenStrong nomad community
- 30.Malaysia4.3%Food sceneUltra low costEnglish widely spoken
- 31.Albania4.5%Ultra low costBeach lifestyleEasy visa
- 32.Cyprus4.5%Beach lifestyleTax efficientEnglish widely spoken
- 33.Morocco4.5%Culture & artsBeach lifestyleFood scene
- 34.Slovakia4.5%Mountain livingUltra low costNature & outdoors
- 35.South Korea4.5%City lifeFood sceneFast internet
- 36.United Arab Emirates4.5%Tax efficientCity lifeWell connected
- 37.Sweden4.6%Nature & outdoorsEnglish widely spokenFamily friendly
- 38.Hong Kong4.7%City lifeFood sceneWell connected
- 39.Kuwait5.0%Tax efficientCity lifeEnglish widely spoken
- 40.North Macedonia5.0%Ultra low costMountain livingSlow living
- 41.United Kingdom5.2%Culture & artsCity lifeEnglish widely spoken
- 42.Czech Republic5.4%Culture & artsCity lifeNightlife
- 43.Montenegro5.4%
- 44.Bahrain5.5%Tax efficientBeach lifestyleEasy visa
- 45.Bermuda5.5%
- 46.Bosnia and Herzegovina5.5%Ultra low costNature & outdoorsMountain living
- 47.Brunei5.5%
- 48.Chile5.5%Mountain livingNature & outdoorsCity life
- 49.Estonia5.5%Fast internetEasy visaEnglish widely spoken
- 50.Israel5.5%City lifeCulture & artsEnglish widely spoken
- 51.Lithuania5.5%Fast internetUltra low costEnglish widely spoken
- 52.Oman5.5%Beach lifestyleNature & outdoorsSlow living
- 53.Qatar5.5%Tax efficientCity lifeWell connected
- 54.Latvia5.6%Ultra low costCulture & artsEnglish widely spoken
- 55.Norway5.6%Nature & outdoorsMountain livingEnglish widely spoken
- 56.Canada5.8%Nature & outdoorsEnglish widely spokenFamily friendly
- 57.Kosovo5.8%
- 58.Trinidad and Tobago6.0%Beach lifestyleEnglish widely spokenCulture & arts
- 59.Australia6.2%Beach lifestyleNature & outdoorsEnglish widely spoken
- 60.Thailand6.3%Beach lifestyleStrong nomad communityFood scene
- 61.Cayman Islands6.5%
- 62.Mauritius6.5%
- 63.Panama6.5%Beach lifestyleTax efficientEnglish widely spoken
- 64.Saudi Arabia6.5%Tax efficientCity lifeCulture & arts
- 65.Serbia6.5%Ultra low costNightlifeStrong nomad community
- 66.Uruguay6.5%Beach lifestyleSlow livingEnglish widely spoken
- 67.New Zealand6.8%Nature & outdoorsEnglish widely spokenSlow living
- 68.Algeria7.0%Ultra low costBeach lifestyleCulture & arts
- 69.Bolivia7.0%Mountain livingUltra low costNature & outdoors
- 70.Libya7.0%
- 71.United States7.1%City lifeStrong economyWell connected
- 72.Hungary7.4%Culture & artsNightlifeUltra low cost
- 73.Barbados7.5%
- 74.Cabo Verde7.5%
- 75.El Salvador7.5%
- 76.Fiji7.5%Beach lifestyleEnglish widely spokenSlow living
- 77.Philippines7.5%Beach lifestyleEnglish widely spokenUltra low cost
- 78.Poland7.6%Culture & artsUltra low costCity life
- 79.Romania7.8%Ultra low costFast internetMountain living
- 80.Guatemala8.0%Culture & artsUltra low costMountain living
- 81.Seychelles8.0%
- 82.Cambodia8.5%Ultra low costEasy visaBeach lifestyle
- 83.Comoros8.5%
- 84.Costa Rica8.5%Nature & outdoorsBeach lifestyleEnglish widely spoken
- 85.Tonga8.5%
- 86.India8.7%Ultra low costCulture & artsFood scene
- 87.Indonesia8.8%Beach lifestyleStrong nomad communityUltra low cost
- 88.Botswana9.0%
- 89.Côte d'Ivoire9.0%Food sceneUltra low costBeach lifestyle
- 90.Djibouti9.0%
- 91.Iceland9.0%Nature & outdoorsMountain livingEnglish widely spoken
- 92.Jordan9.0%Culture & artsUltra low costNature & outdoors
- 93.Maldives9.0%
- 94.Samoa9.0%
- 95.Turkmenistan9.0%
- 96.Vanuatu9.0%Beach lifestyleSlow livingNature & outdoors
- 97.Burkina Faso9.5%
- 98.Jamaica9.5%Beach lifestyleEnglish widely spokenCulture & arts
- 99.Moldova9.5%Ultra low costSlow livingCulture & arts
- 100.Papua New Guinea9.5%
- 101.Paraguay9.5%Ultra low costSlow livingNature & outdoors
- 102.Peru9.5%Culture & artsMountain livingFood scene
- 103.Senegal9.5%Culture & artsBeach lifestyleUltra low cost
- 104.Tunisia9.5%Beach lifestyleUltra low costCulture & arts
- 105.Cameroon10.0%
- 106.Ecuador10.0%Nature & outdoorsMountain livingUltra low cost
- 107.Eritrea10.0%
- 108.Gabon10.0%
- 109.Mali10.0%
- 110.São Tomé and Príncipe10.0%
- 111.Bhutan10.5%
- 112.Guinea-Bissau10.5%
- 113.Niger10.5%
- 114.Vietnam10.5%Ultra low costFood sceneBeach lifestyle
- 115.Bangladesh11.0%Ultra low costCity lifeFood scene
- 116.Brazil11.0%Beach lifestyleNightlifeCulture & arts
- 117.Chad11.0%
- 118.Dominican Republic11.0%Beach lifestyleUltra low costEasy visa
- 119.Equatorial Guinea11.0%
- 120.Laos11.0%
- 121.Namibia11.0%
- 122.Nepal11.0%Mountain livingUltra low costNature & outdoors
- 123.Nicaragua11.0%
- 124.Republic of the Congo11.0%
- 125.Mexico11.2%Beach lifestyleFood sceneStrong nomad community
- 126.Armenia11.5%
- 127.Belarus11.5%Ultra low costSlow livingCity life
- 128.Georgia11.5%Easy visaUltra low costMountain living
- 129.South Africa11.5%Nature & outdoorsEnglish widely spokenBeach lifestyle
- 130.Azerbaijan12.0%
- 131.Central African Republic12.0%
- 132.Lebanon12.0%Food sceneCulture & artsNightlife
- 133.Gambia12.5%
- 134.Honduras12.5%
- 135.Guinea13.0%
- 136.Myanmar13.0%Ultra low costCulture & artsSlow living
- 137.Sri Lanka13.0%Beach lifestyleUltra low costNature & outdoors
- 138.Timor-Leste13.0%
- 139.Liberia13.5%
- 140.Ethiopia14.0%Culture & artsUltra low costMountain living
- 141.Kyrgyzstan14.0%
- 142.Somalia14.0%
- 143.Colombia14.5%Strong nomad communityUltra low costNightlife
- 144.Kenya14.5%Nature & outdoorsEnglish widely spokenUltra low cost
- 145.Mongolia14.5%Nature & outdoorsUltra low costSlow living
- 146.Mongolia14.5%Nature & outdoorsUltra low costSlow living
- 147.Madagascar15.0%
- 148.Rwanda16.0%Nature & outdoorsEnglish widely spokenSlow living
- 149.Tanzania16.0%Nature & outdoorsBeach lifestyleEnglish widely spoken
- 150.Kazakhstan17.0%Ultra low costMountain livingCity life
- 151.Tajikistan17.0%
- 152.DR Congo18.0%
- 153.Sierra Leone18.0%
- 154.Uganda18.0%Nature & outdoorsEnglish widely spokenUltra low cost
- 155.Ukraine18.0%Ultra low costCulture & artsFast internet
- 156.Mozambique21.0%
- 157.Angola22.0%Beach lifestyleCulture & artsUltra low cost
- 158.Pakistan22.0%Ultra low costMountain livingCulture & arts
- 159.Uzbekistan22.0%Ultra low costCulture & artsSlow living
- 160.Zambia24.0%
- 161.Egypt25.0%Culture & artsUltra low costBeach lifestyle
- 162.Sudan25.0%
- 163.Nigeria27.0%Ultra low costNightlifeCity life
- 164.Ghana30.0%Ultra low costEnglish widely spokenCulture & arts
- 165.Venezuela30.0%Ultra low costBeach lifestyleNature & outdoors
- 166.Zimbabwe40.0%
- 167.Turkey50.0%Food sceneCulture & artsBeach lifestyle
- 168.Argentina90.0%Culture & artsFood sceneNightlife