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Global Mortgage Rate heatmap β€” 2026

Hover to peek, click to dive in. The world's wallet, mapped.

Low 1.4%
High 24.0%

Ranked by Mortgage Rate

  • 1.Japan
    1.4%
    Culture & artsFood sceneCity life
  • 2.Taiwan
    2.2%
    Food sceneFast internetNature & outdoors
  • 3.Switzerland
    2.3%
    Mountain livingStrong economyStrong purchasing power
  • 4.Bulgaria
    3.0%
    Ultra low costTax efficientBeach lifestyle
  • 5.Croatia
    3.6%
    Beach lifestyleEasy visaNature & outdoors
  • 6.Malta
    3.6%
    Beach lifestyleEnglish widely spokenEasy visa
  • 7.Spain
    3.6%
    Beach lifestyleStrong nomad communityEasy visa
  • 8.Belgium
    3.7%
    Culture & artsEnglish widely spokenWell connected
  • 9.Germany
    3.9%
    Strong economyCity lifeWell connected
  • 10.Slovenia
    3.9%
    Mountain livingNature & outdoorsFamily friendly
  • 11.China
    4.0%
    City lifeFood sceneUltra low cost
  • 12.Finland
    4.0%
    Nature & outdoorsEnglish widely spokenFast internet
  • 13.Italy
    4.0%
    Culture & artsFood sceneSlow living
  • 14.Luxembourg
    4.0%
    Strong economyStrong purchasing powerWell connected
  • 15.Portugal
    4.0%
    Strong nomad communityEasy visaBeach lifestyle
  • 16.Singapore
    4.0%
    City lifeFast internetStrong economy
  • 17.Austria
    4.1%
    Mountain livingCulture & artsFamily friendly
  • 18.France
    4.1%
    Culture & artsFood sceneCity life
  • 19.Denmark
    4.2%
    Family friendlyEnglish widely spokenFast internet
  • 20.Greece
    4.2%
    Beach lifestyleEasy visaSlow living
  • 21.Netherlands
    4.2%
    City lifeEnglish widely spokenFast internet
  • 22.Ireland
    4.3%
    Culture & artsEnglish widely spokenStrong nomad community
  • 23.Malaysia
    4.3%
    Food sceneUltra low costEnglish widely spoken
  • 24.Albania
    4.5%
    Ultra low costBeach lifestyleEasy visa
  • 25.Cyprus
    4.5%
    Beach lifestyleTax efficientEnglish widely spoken
  • 26.Morocco
    4.5%
    Culture & artsBeach lifestyleFood scene
  • 27.Slovakia
    4.5%
    Mountain livingUltra low costNature & outdoors
  • 28.South Korea
    4.5%
    City lifeFood sceneFast internet
  • 29.United Arab Emirates
    4.5%
    Tax efficientCity lifeWell connected
  • 30.Sweden
    4.6%
    Nature & outdoorsEnglish widely spokenFamily friendly
  • 31.Hong Kong
    4.7%
    City lifeFood sceneWell connected
  • 32.Kuwait
    5.0%
    Tax efficientCity lifeEnglish widely spoken
  • 33.North Macedonia
    5.0%
    Ultra low costMountain livingSlow living
  • 34.United Kingdom
    5.2%
    Culture & artsCity lifeEnglish widely spoken
  • 35.Czech Republic
    5.4%
    Culture & artsCity lifeNightlife
  • 36.Montenegro
    5.4%
  • 37.Bahrain
    5.5%
    Tax efficientBeach lifestyleEasy visa
  • 38.Bermuda
    5.5%
  • 39.Bosnia and Herzegovina
    5.5%
    Ultra low costNature & outdoorsMountain living
  • 40.Brunei
    5.5%
  • 41.Chile
    5.5%
    Mountain livingNature & outdoorsCity life
  • 42.Estonia
    5.5%
    Fast internetEasy visaEnglish widely spoken
  • 43.Israel
    5.5%
    City lifeCulture & artsEnglish widely spoken
  • 44.Lithuania
    5.5%
    Fast internetUltra low costEnglish widely spoken
  • 45.Oman
    5.5%
    Beach lifestyleNature & outdoorsSlow living
  • 46.Qatar
    5.5%
    Tax efficientCity lifeWell connected
  • 47.Latvia
    5.6%
    Ultra low costCulture & artsEnglish widely spoken
  • 48.Norway
    5.6%
    Nature & outdoorsMountain livingEnglish widely spoken
  • 49.Canada
    5.8%
    Nature & outdoorsEnglish widely spokenFamily friendly
  • 50.Kosovo
    5.8%
  • 51.Trinidad and Tobago
    6.0%
    Beach lifestyleEnglish widely spokenCulture & arts
  • 52.Australia
    6.2%
    Beach lifestyleNature & outdoorsEnglish widely spoken
  • 53.Thailand
    6.3%
    Beach lifestyleStrong nomad communityFood scene
  • 54.Cayman Islands
    6.5%
  • 55.Mauritius
    6.5%
  • 56.Panama
    6.5%
    Beach lifestyleTax efficientEnglish widely spoken
  • 57.Saudi Arabia
    6.5%
    Tax efficientCity lifeCulture & arts
  • 58.Serbia
    6.5%
    Ultra low costNightlifeStrong nomad community
  • 59.Uruguay
    6.5%
    Beach lifestyleSlow livingEnglish widely spoken
  • 60.New Zealand
    6.8%
    Nature & outdoorsEnglish widely spokenSlow living
  • 61.Algeria
    7.0%
    Ultra low costBeach lifestyleCulture & arts
  • 62.Bolivia
    7.0%
    Mountain livingUltra low costNature & outdoors
  • 63.Libya
    7.0%
  • 64.United States
    7.1%
    City lifeStrong economyWell connected
  • 65.Hungary
    7.4%
    Culture & artsNightlifeUltra low cost
  • 66.Barbados
    7.5%
  • 67.Cabo Verde
    7.5%
  • 68.El Salvador
    7.5%
  • 69.Fiji
    7.5%
    Beach lifestyleEnglish widely spokenSlow living
  • 70.Philippines
    7.5%
    Beach lifestyleEnglish widely spokenUltra low cost
  • 71.Poland
    7.6%
    Culture & artsUltra low costCity life
  • 72.Romania
    7.8%
    Ultra low costFast internetMountain living
  • 73.Guatemala
    8.0%
    Culture & artsUltra low costMountain living
  • 74.Seychelles
    8.0%
  • 75.Cambodia
    8.5%
    Ultra low costEasy visaBeach lifestyle
  • 76.Comoros
    8.5%
  • 77.Costa Rica
    8.5%
    Nature & outdoorsBeach lifestyleEnglish widely spoken
  • 78.Tonga
    8.5%
  • 79.India
    8.7%
    Ultra low costCulture & artsFood scene
  • 80.Indonesia
    8.8%
    Beach lifestyleStrong nomad communityUltra low cost
  • 81.Botswana
    9.0%
  • 82.CΓ΄te d'Ivoire
    9.0%
    Food sceneUltra low costBeach lifestyle
  • 83.Djibouti
    9.0%
  • 84.Iceland
    9.0%
    Nature & outdoorsMountain livingEnglish widely spoken
  • 85.Jordan
    9.0%
    Culture & artsUltra low costNature & outdoors
  • 86.Maldives
    9.0%
  • 87.Samoa
    9.0%
  • 88.Turkmenistan
    9.0%
  • 89.Vanuatu
    9.0%
    Beach lifestyleSlow livingNature & outdoors
  • 90.Burkina Faso
    9.5%
  • 91.Jamaica
    9.5%
    Beach lifestyleEnglish widely spokenCulture & arts
  • 92.Moldova
    9.5%
    Ultra low costSlow livingCulture & arts
  • 93.Papua New Guinea
    9.5%
  • 94.Paraguay
    9.5%
    Ultra low costSlow livingNature & outdoors
  • 95.Peru
    9.5%
    Culture & artsMountain livingFood scene
  • 96.Senegal
    9.5%
    Culture & artsBeach lifestyleUltra low cost
  • 97.Tunisia
    9.5%
    Beach lifestyleUltra low costCulture & arts
  • 98.Cameroon
    10.0%
  • 99.Ecuador
    10.0%
    Nature & outdoorsMountain livingUltra low cost
  • 100.Eritrea
    10.0%
  • 101.Gabon
    10.0%
  • 102.Mali
    10.0%
  • 103.SΓ£o TomΓ© and PrΓ­ncipe
    10.0%
  • 104.Bhutan
    10.5%
  • 105.Guinea-Bissau
    10.5%
  • 106.Niger
    10.5%
  • 107.Vietnam
    10.5%
    Ultra low costFood sceneBeach lifestyle
  • 108.Bangladesh
    11.0%
    Ultra low costCity lifeFood scene
  • 109.Brazil
    11.0%
    Beach lifestyleNightlifeCulture & arts
  • 110.Chad
    11.0%
  • 111.Dominican Republic
    11.0%
    Beach lifestyleUltra low costEasy visa
  • 112.Equatorial Guinea
    11.0%
  • 113.Laos
    11.0%
  • 114.Namibia
    11.0%
  • 115.Nepal
    11.0%
    Mountain livingUltra low costNature & outdoors
  • 116.Nicaragua
    11.0%
  • 117.Republic of the Congo
    11.0%
  • 118.Mexico
    11.2%
    Beach lifestyleFood sceneStrong nomad community
  • 119.Armenia
    11.5%
  • 120.Belarus
    11.5%
    Ultra low costSlow livingCity life
  • 121.Georgia
    11.5%
    Easy visaUltra low costMountain living
  • 122.South Africa
    11.5%
    Nature & outdoorsEnglish widely spokenBeach lifestyle
  • 123.Azerbaijan
    12.0%
  • 124.Central African Republic
    12.0%
  • 125.Lebanon
    12.0%
    Food sceneCulture & artsNightlife
  • 126.Gambia
    12.5%
  • 127.Honduras
    12.5%
  • 128.Guinea
    13.0%
  • 129.Myanmar
    13.0%
    Ultra low costCulture & artsSlow living
  • 130.Sri Lanka
    13.0%
    Beach lifestyleUltra low costNature & outdoors
  • 131.Timor-Leste
    13.0%
  • 132.Liberia
    13.5%
  • 133.Ethiopia
    14.0%
    Culture & artsUltra low costMountain living
  • 134.Kyrgyzstan
    14.0%
  • 135.Somalia
    14.0%
  • 136.Colombia
    14.5%
    Strong nomad communityUltra low costNightlife
  • 137.Kenya
    14.5%
    Nature & outdoorsEnglish widely spokenUltra low cost
  • 138.Mongolia
    14.5%
    Nature & outdoorsUltra low costSlow living
  • 139.Mongolia
    14.5%
    Nature & outdoorsUltra low costSlow living
  • 140.Madagascar
    15.0%
  • 141.Rwanda
    16.0%
    Nature & outdoorsEnglish widely spokenSlow living
  • 142.Tanzania
    16.0%
    Nature & outdoorsBeach lifestyleEnglish widely spoken
  • 143.Kazakhstan
    17.0%
    Ultra low costMountain livingCity life
  • 144.Tajikistan
    17.0%
  • 145.DR Congo
    18.0%
  • 146.Sierra Leone
    18.0%
  • 147.Uganda
    18.0%
    Nature & outdoorsEnglish widely spokenUltra low cost
  • 148.Ukraine
    18.0%
    Ultra low costCulture & artsFast internet
  • 149.Mozambique
    21.0%
  • 150.Angola
    22.0%
    Beach lifestyleCulture & artsUltra low cost
  • 151.Pakistan
    22.0%
    Ultra low costMountain livingCulture & arts
  • 152.Uzbekistan
    22.0%
    Ultra low costCulture & artsSlow living
  • 153.Zambia
    24.0%
  • 154.Egypt
    25.0%
    Culture & artsUltra low costBeach lifestyle
  • 155.Sudan
    25.0%
  • 156.Nigeria
    27.0%
    Ultra low costNightlifeCity life
  • 157.Ghana
    30.0%
    Ultra low costEnglish widely spokenCulture & arts
  • 158.Venezuela
    30.0%
    Ultra low costBeach lifestyleNature & outdoors
  • 159.Zimbabwe
    40.0%
  • 160.Turkey
    50.0%
    Food sceneCulture & artsBeach lifestyle
  • 161.Argentina
    90.0%
    Culture & artsFood sceneNightlife
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