What is the average mortgage rate in United Kingdom?

The average mortgage rate in United Kingdom is currently 5.20% as of March 2026.

Updated March 2026

Mortgage Interest Rate in United Kingdom (2026)

5.20%

Ranked #14 of 30 • Global avg 9.11%

The average mortgage interest rate in United Kingdom is currently 5.20%, below the global average of 9.11% across the 30 economies tracked by NoodlePants.

Among the 30 economies tracked by NoodlePants, United Kingdom ranks #14 for mortgage rate — putting it mid-pack globally.

For buyers, a 5.20% rate means roughly $5,200 in interest per year on a $100,000 mortgage, before principal.

All financial metrics for United Kingdom

Mortgage Interest Rate	5.20%	View →
Savings Account Interest Rate	4.80%	View →
Credit Card Interest Rate (APR)	24.5%	View →
Average Rent (1BR City Centre)	$1,750/mo	View →
Real Estate Price (per m²)	$8,200/m²	View →