Updated March 2026
Credit Card Interest Rate (APR) in Bosnia and Herzegovina (2026)
8.5%
Ranked #2 of 161 • Global avg 25.0%
The typical credit card APR in Bosnia and Herzegovina sits at 8.5%, below the global average of 25.0%.
Among the 30 economies tracked by NoodlePants, Bosnia and Herzegovina ranks #2 for credit card apr — placing it firmly in the top tier.
Carrying a $1,000 balance at 8.5% APR costs roughly $85 per year if only the minimum is paid.
All financial metrics for Bosnia and Herzegovina
Where Bosnia and Herzegovina ranks globally
#1Algeria
8.0%
#2Bosnia and Herzegovina
8.5%
#3Slovenia
8.5%
#4Croatia
9.0%
#5North Macedonia
9.0%
#6Cyprus
9.5%
#7Libya
10.0%
#8Albania
11.0%
#9Israel
11.5%
#10Tunisia
12.0%
#11Cabo Verde
12.5%
#12Comoros
12.5%
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