Updated March 2026
Mortgage Interest Rate in Zambia (2026)
24.00%
Ranked #153 of 161 • Global avg 10.43%
The average mortgage interest rate in Zambia is currently 24.00%, above the global average of 10.43% across the 30 economies tracked by NoodlePants.
Among the 30 economies tracked by NoodlePants, Zambia ranks #153 for mortgage rate — near the bottom of the global ranking.
For buyers, a 24.00% rate means roughly $24,000 in interest per year on a $100,000 mortgage, before principal.
All financial metrics for Zambia
Where Zambia ranks globally
#1Japan
1.40%
#2Taiwan
2.20%
#3Switzerland
2.30%
#4Bulgaria
3.00%
#5Spain
3.60%
#6Croatia
3.60%
#7Malta
3.60%
#8Belgium
3.70%
#9Germany
3.90%
#10Slovenia
3.90%
#11Singapore
4.00%
#12Italy
4.00%
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