Updated March 2026
Credit Card Interest Rate (APR) in Zambia (2026)
32.0%
Ranked #147 of 168 • Global avg 24.0%
The typical credit card APR in Zambia sits at 32.0%, above the global average of 24.0%.
Among the 30 economies tracked by NoodlePants, Zambia ranks #147 for credit card apr — near the bottom of the global ranking.
Carrying a $1,000 balance at 32.0% APR costs roughly $320 per year if only the minimum is paid.
All financial metrics for Zambia
Where Zambia ranks globally
#1Afghanistan
0.0%
#2Cuba
0.0%
#3Iran
0.0%
#4North Korea
0.0%
#5South Sudan
0.0%
#6Syria
0.0%
#7Yemen
0.0%
#8Algeria
8.0%
#9Bosnia and Herzegovina
8.5%
#10Slovenia
8.5%
#11Croatia
9.0%
#12North Macedonia
9.0%
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