What is the average savings rate in United States?

The average savings rate in United States is currently 4.50% as of March 2026.

Updated March 2026

Savings Account Interest Rate in United States (2026)

4.50%

Ranked #13 of 30 • Global avg 7.90%

Top retail savings accounts in United States currently yield around 4.50%, below the global average of 7.90%.

Among the 30 economies tracked by NoodlePants, United States ranks #13 for savings rate — putting it mid-pack globally.

A $10,000 deposit at 4.50% would earn about $450 in interest per year, before tax.

Mortgage Interest Rate	7.10%	View →
Savings Account Interest Rate	4.50%	View →
Credit Card Interest Rate (APR)	22.8%	View →
Average Rent (1BR City Centre)	$1,850/mo	View →
Real Estate Price (per m²)	$4,900/m²	View →

Argentina

110.00%

Brazil

11.50%

Colombia

11.00%

Mexico

9.50%

South Africa

7.50%

India

6.80%

Poland

5.50%

Vietnam

5.20%

New Zealand

5.10%

#10

United Kingdom

4.80%

#11

Czech Republic

4.80%

#12

Australia

4.60%

Pick another country and see a full side-by-side breakdown.

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