What is the average credit card apr in United Arab Emirates?

The average credit card apr in United Arab Emirates is currently 36.5% as of March 2026.

Updated March 2026

Credit Card Interest Rate (APR) in United Arab Emirates (2026)

36.5%

Ranked #26 of 30 • Global avg 40.1%

The typical credit card APR in United Arab Emirates sits at 36.5%, below the global average of 40.1%.

Among the 30 economies tracked by NoodlePants, United Arab Emirates ranks #26 for credit card apr — near the bottom of the global ranking.

Carrying a $1,000 balance at 36.5% APR costs roughly $365 per year if only the minimum is paid.

Mortgage Interest Rate	4.50%	View →
Savings Account Interest Rate	4.00%	View →
Credit Card Interest Rate (APR)	36.5%	View →
Average Rent (1BR City Centre)	$1,900/mo	View →
Real Estate Price (per m²)	$4,100/m²	View →

Switzerland

12.5%

Sweden

13.5%

Italy

13.9%

Netherlands

14.0%

Japan

14.5%

Germany

14.8%

Greece

15.2%

Thailand

16.0%

France

16.2%

#10

Portugal

16.8%

#11

Spain

17.5%

#12

Malaysia

18.0%

Pick another country and see a full side-by-side breakdown.

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