Updated March 2026Credit Card Interest Rate (APR) in South Korea (2026)
14.0%
Ranked #20 of 106 • Global avg 27.7%
The typical credit card APR in South Korea sits at 14.0%, below the global average of 27.7%.
Among the 30 economies tracked by NoodlePants, South Korea ranks #20 for credit card apr — putting it mid-pack globally.
Carrying a $1,000 balance at 14.0% APR costs roughly $140 per year if only the minimum is paid.
All financial metrics for South Korea
Where South Korea ranks globally
#1
Algeria
Algeria8.0%
#2
Slovenia
Slovenia8.5%
#3
Bosnia and Herzegovina
Bosnia and Herzegovina8.5%
#4
Croatia
Croatia9.0%
#5
North Macedonia
North Macedonia9.0%
#6
Cyprus
Cyprus9.5%
#7
Albania
Albania11.0%
#8
Israel
Israel11.5%
#9
Tunisia
Tunisia12.0%
#10
Switzerland
Switzerland12.5%
#11
Finland
Finland12.5%
#12
Luxembourg
Luxembourg13.0%
Compare South Korea's credit card apr
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