NoodlePantsNoodlePants
Updated March 2026

Mortgage Interest Rate in Malaysia (2026)

4.82%
Ranked #34 of 160 • Global avg 10.83%

The average mortgage interest rate in Malaysia is currently 4.82%, below the global average of 10.83% across the 30 economies tracked by NoodlePants.

Among the 30 economies tracked by NoodlePants, Malaysia ranks #34 for mortgage rate — near the bottom of the global ranking.

For buyers, a 4.82% rate means roughly $4,820 in interest per year on a $100,000 mortgage, before principal.

All financial metrics for Malaysia

Mortgage Interest Rate4.82%View →
Savings Account Interest Rate2.42%View →
Credit Card Interest Rate (APR)18.0%View →
Average Rent (1BR City Centre)$420/moView →
Real Estate Price (per m²)$2,300/m²View →

Where Malaysia ranks globally

#1Japan
1.40%
#2Taiwan
2.20%
#3Switzerland
2.82%
#4Israel
2.96%
#5United States
3.25%
#6Croatia
3.60%
#7Malta
3.60%
#8Spain
3.60%
#9Belgium
3.70%
#10Germany
3.90%
#11Slovenia
3.90%
#12Finland
4.00%

Compare Malaysia's mortgage rate

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