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Updated March 2026

Mortgage Interest Rate in Latvia (2026)

5.60%
Ranked #54 of 168 • Global avg 9.99%

The average mortgage interest rate in Latvia is currently 5.60%, below the global average of 9.99% across the 30 economies tracked by NoodlePants.

Among the 30 economies tracked by NoodlePants, Latvia ranks #54 for mortgage ratenear the bottom of the global ranking.

For buyers, a 5.60% rate means roughly $5,600 in interest per year on a $100,000 mortgage, before principal.

All financial metrics for Latvia

Mortgage Interest Rate5.60%View →
Savings Account Interest Rate0.30%View →
Credit Card Interest Rate (APR)19.0%View →
Average Rent (1BR City Centre)$540/moView →
Real Estate Price (per m²)$2,200/m²View →

Where Latvia ranks globally

#1Afghanistan
0.00%
#2Cuba
0.00%
#3Iran
0.00%
#4North Korea
0.00%
#5South Sudan
0.00%
#6Syria
0.00%
#7Yemen
0.00%
#8Japan
1.40%
#9Taiwan
2.20%
#10Switzerland
2.30%
#11Bulgaria
3.00%
#12Croatia
3.60%

Compare Latvia's mortgage rate

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