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Updated March 2026

Savings Account Interest Rate in Germany (2026)

3.50%
Ranked #89 of 160 • Global avg 5.10%

Top retail savings accounts in Germany currently yield around 3.50%, below the global average of 5.10%.

Among the 30 economies tracked by NoodlePants, Germany ranks #89 for savings rate — near the bottom of the global ranking.

A $10,000 deposit at 3.50% would earn about $350 in interest per year, before tax.

All financial metrics for Germany

Mortgage Interest Rate3.90%View →
Savings Account Interest Rate3.50%View →
Credit Card Interest Rate (APR)14.8%View →
Average Rent (1BR City Centre)$1,100/moView →
Real Estate Price (per m²)$6,200/m²View →

Where Germany ranks globally

#1Turkey
57.60%
#2Argentina
34.86%
#3Venezuela
24.00%
#4Egypt
19.16%
#5Uzbekistan
18.12%
#6Kazakhstan
14.00%
#7Honduras
12.44%
#8Madagascar
12.08%
#9Sudan
12.00%
#10Kenya
11.98%
#11Nigeria
11.27%
#12Georgia
10.59%

Compare Germany's savings rate

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