What is the average mortgage rate in Belgium?

The average mortgage rate in Belgium is currently 3.70% as of March 2026.

Updated March 2026

Mortgage Interest Rate in Belgium (2026)

3.70%

Ranked #8 of 106 • Global avg 9.78%

The average mortgage interest rate in Belgium is currently 3.70%, below the global average of 9.78% across the 30 economies tracked by NoodlePants.

Among the 30 economies tracked by NoodlePants, Belgium ranks #8 for mortgage rate — placing it firmly in the top tier.

For buyers, a 3.70% rate means roughly $3,700 in interest per year on a $100,000 mortgage, before principal.

Mortgage Interest Rate	3.70%	View →
Savings Account Interest Rate	0.80%	View →
Credit Card Interest Rate (APR)	14.2%	View →
Average Rent (1BR City Centre)	$950/mo	View →
Real Estate Price (per m²)	$4,100/m²	View →

Japan

1.40%

Taiwan

2.20%

Switzerland

2.30%

Bulgaria

3.00%

Spain

3.60%

Croatia

3.60%

Malta

3.60%

Belgium

3.70%

Germany

3.90%

#10

Slovenia

3.90%

#11

Singapore

4.00%

#12

Italy

4.00%

Pick another country and see a full side-by-side breakdown.

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