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Updated March 2026

Credit Card Interest Rate (APR) in Belgium (2026)

14.2%
Ranked #32 of 161 • Global avg 25.0%

The typical credit card APR in Belgium sits at 14.2%, below the global average of 25.0%.

Among the 30 economies tracked by NoodlePants, Belgium ranks #32 for credit card aprnear the bottom of the global ranking.

Carrying a $1,000 balance at 14.2% APR costs roughly $142 per year if only the minimum is paid.

All financial metrics for Belgium

Mortgage Interest Rate3.70%View →
Savings Account Interest Rate0.80%View →
Credit Card Interest Rate (APR)14.2%View →
Average Rent (1BR City Centre)$950/moView →
Real Estate Price (per m²)$4,100/m²View →

Where Belgium ranks globally

#1Algeria
8.0%
#2Bosnia and Herzegovina
8.5%
#3Slovenia
8.5%
#4Croatia
9.0%
#5North Macedonia
9.0%
#6Cyprus
9.5%
#7Libya
10.0%
#8Albania
11.0%
#9Israel
11.5%
#10Tunisia
12.0%
#11Cabo Verde
12.5%
#12Comoros
12.5%

Compare Belgium's credit card apr

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