Peru flagUpdated March 2026

Mortgage Interest Rate in Peru (2026)

9.50%
Ranked #74 of 106 • Global avg 9.78%

The average mortgage interest rate in Peru is currently 9.50%, below the global average of 9.78% across the 30 economies tracked by NoodlePants.

Among the 30 economies tracked by NoodlePants, Peru ranks #74 for mortgage ratenear the bottom of the global ranking.

For buyers, a 9.50% rate means roughly $9,500 in interest per year on a $100,000 mortgage, before principal.

All financial metrics for Peru

Mortgage Interest Rate9.50%View →
Savings Account Interest Rate3.00%View →
Credit Card Interest Rate (APR)50.0%View →
Average Rent (1BR City Centre)$410/moView →
Real Estate Price (per m²)$1,800/m²View →

Where Peru ranks globally

#1Japan
1.40%
#2Taiwan
2.20%
#3Switzerland
2.30%
#4Bulgaria
3.00%
#5Spain
3.60%
#6Croatia
3.60%
#7Malta
3.60%
#8Belgium
3.70%
#9Germany
3.90%
#10Slovenia
3.90%
#11Singapore
4.00%
#12Italy
4.00%

Compare Peru's mortgage rate

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NoodlePants is for informational purposes only. Financial data reflects national averages and may vary by lender, city, and date. Always double-check with local institutions before making a move (or buying a house with chopsticks).

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