Updated March 2026
Mortgage Interest Rate in Panama (2026)
6.50%
Ranked #56 of 161 • Global avg 10.43%
The average mortgage interest rate in Panama is currently 6.50%, below the global average of 10.43% across the 30 economies tracked by NoodlePants.
Among the 30 economies tracked by NoodlePants, Panama ranks #56 for mortgage rate — near the bottom of the global ranking.
For buyers, a 6.50% rate means roughly $6,500 in interest per year on a $100,000 mortgage, before principal.
All financial metrics for Panama
Where Panama ranks globally
#1Japan
1.40%
#2Taiwan
2.20%
#3Switzerland
2.30%
#4Bulgaria
3.00%
#5Croatia
3.60%
#6Malta
3.60%
#7Spain
3.60%
#8Belgium
3.70%
#9Germany
3.90%
#10Slovenia
3.90%
#11China
4.00%
#12Finland
4.00%
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