What is the average savings rate in New Zealand?

The average savings rate in New Zealand is currently 3.94% as of March 2026.

Updated March 2026

Savings Account Interest Rate in New Zealand (2026)

3.94%

Ranked #81 of 160 • Global avg 5.10%

Top retail savings accounts in New Zealand currently yield around 3.94%, below the global average of 5.10%.

Among the 30 economies tracked by NoodlePants, New Zealand ranks #81 for savings rate — near the bottom of the global ranking.

A $10,000 deposit at 3.94% would earn about $394 in interest per year, before tax.

Mortgage Interest Rate	6.80%	View →
Savings Account Interest Rate	3.94%	View →
Credit Card Interest Rate (APR)	19.5%	View →
Average Rent (1BR City Centre)	$1,450/mo	View →
Real Estate Price (per m²)	$5,300/m²	View →

#1Turkey

57.60%

#2Argentina

34.86%

#3Venezuela

24.00%

#4Egypt

19.16%

#5Uzbekistan

18.12%

#6Kazakhstan

14.00%

#7Honduras

12.44%

#8Madagascar

12.08%

#9Sudan

12.00%

#10Kenya

11.98%

#11Nigeria

11.27%

#12Georgia

10.59%

Pick another country and see a full side-by-side breakdown.

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