Updated March 2026
Credit Card Interest Rate (APR) in Italy (2026)
13.9%
Ranked #23 of 161 • Global avg 25.0%
The typical credit card APR in Italy sits at 13.9%, below the global average of 25.0%.
Among the 30 economies tracked by NoodlePants, Italy ranks #23 for credit card apr — near the bottom of the global ranking.
Carrying a $1,000 balance at 13.9% APR costs roughly $139 per year if only the minimum is paid.
All financial metrics for Italy
Where Italy ranks globally
#1Algeria
8.0%
#2Bosnia and Herzegovina
8.5%
#3Slovenia
8.5%
#4Croatia
9.0%
#5North Macedonia
9.0%
#6Cyprus
9.5%
#7Libya
10.0%
#8Albania
11.0%
#9Israel
11.5%
#10Tunisia
12.0%
#11Cabo Verde
12.5%
#12Comoros
12.5%
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