Updated March 2026Mortgage Interest Rate in Ireland (2026)
4.30%
Ranked #23 of 106 • Global avg 9.78%
The average mortgage interest rate in Ireland is currently 4.30%, below the global average of 9.78% across the 30 economies tracked by NoodlePants.
Among the 30 economies tracked by NoodlePants, Ireland ranks #23 for mortgage rate — near the bottom of the global ranking.
For buyers, a 4.30% rate means roughly $4,300 in interest per year on a $100,000 mortgage, before principal.
All financial metrics for Ireland
Where Ireland ranks globally
#1
Japan
Japan1.40%
#2
Taiwan
Taiwan2.20%
#3
Switzerland
Switzerland2.30%
#4
Bulgaria
Bulgaria3.00%
#5
Spain
Spain3.60%
#6
Croatia
Croatia3.60%
#7
Malta
Malta3.60%
#8
Belgium
Belgium3.70%
#9
Germany
Germany3.90%
#10
Slovenia
Slovenia3.90%
#11
Singapore
Singapore4.00%
#12
Italy
Italy4.00%
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