What is the average mortgage rate in Hong Kong?

The average mortgage rate in Hong Kong is currently 4.70% as of March 2026.

Updated March 2026

Mortgage Interest Rate in Hong Kong (2026)

4.70%

Ranked #31 of 106 • Global avg 9.78%

The average mortgage interest rate in Hong Kong is currently 4.70%, below the global average of 9.78% across the 30 economies tracked by NoodlePants.

Among the 30 economies tracked by NoodlePants, Hong Kong ranks #31 for mortgage rate — near the bottom of the global ranking.

For buyers, a 4.70% rate means roughly $4,700 in interest per year on a $100,000 mortgage, before principal.

Mortgage Interest Rate	4.70%	View →
Savings Account Interest Rate	1.50%	View →
Credit Card Interest Rate (APR)	33.0%	View →
Average Rent (1BR City Centre)	$2,400/mo	View →
Real Estate Price (per m²)	$21,500/m²	View →

Japan

1.40%

Taiwan

2.20%

Switzerland

2.30%

Bulgaria

3.00%

Spain

3.60%

Croatia

3.60%

Malta

3.60%

Belgium

3.70%

Germany

3.90%

#10

Slovenia

3.90%

#11

Singapore

4.00%

#12

Italy

4.00%

Pick another country and see a full side-by-side breakdown.

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