What is the average mortgage rate in Ghana?

The average mortgage rate in Ghana is currently 30.00% as of March 2026.

Updated March 2026

Mortgage Interest Rate in Ghana (2026)

30.00%

Ranked #103 of 106 • Global avg 9.78%

The average mortgage interest rate in Ghana is currently 30.00%, above the global average of 9.78% across the 30 economies tracked by NoodlePants.

Among the 30 economies tracked by NoodlePants, Ghana ranks #103 for mortgage rate — near the bottom of the global ranking.

For buyers, a 30.00% rate means roughly $30,000 in interest per year on a $100,000 mortgage, before principal.

Mortgage Interest Rate	30.00%	View →
Savings Account Interest Rate	12.00%	View →
Credit Card Interest Rate (APR)	35.0%	View →
Average Rent (1BR City Centre)	$320/mo	View →
Real Estate Price (per m²)	$1,300/m²	View →

Japan

1.40%

Taiwan

2.20%

Switzerland

2.30%

Bulgaria

3.00%

Spain

3.60%

Croatia

3.60%

Malta

3.60%

Belgium

3.70%

Germany

3.90%

#10

Slovenia

3.90%

#11

Singapore

4.00%

#12

Italy

4.00%

Pick another country and see a full side-by-side breakdown.

Live exchange rates, travel advisory, AI insights and more.