Updated March 2026
Mortgage Interest Rate in Ghana (2026)
30.00%
Ranked #164 of 168 • Global avg 9.99%
The average mortgage interest rate in Ghana is currently 30.00%, above the global average of 9.99% across the 30 economies tracked by NoodlePants.
Among the 30 economies tracked by NoodlePants, Ghana ranks #164 for mortgage rate — near the bottom of the global ranking.
For buyers, a 30.00% rate means roughly $30,000 in interest per year on a $100,000 mortgage, before principal.
All financial metrics for Ghana
Where Ghana ranks globally
#1Afghanistan
0.00%
#2Cuba
0.00%
#3Iran
0.00%
#4North Korea
0.00%
#5South Sudan
0.00%
#6Syria
0.00%
#7Yemen
0.00%
#8Japan
1.40%
#9Taiwan
2.20%
#10Switzerland
2.30%
#11Bulgaria
3.00%
#12Croatia
3.60%
Compare Ghana's mortgage rate
Pick another country and see a full side-by-side breakdown.
Want the full Ghana profile?
Live exchange rates, travel advisory, AI insights and more.
Open profile →