Updated March 2026
Credit Card Interest Rate (APR) in Australia (2026)
19.9%
Ranked #106 of 168 • Global avg 24.0%
The typical credit card APR in Australia sits at 19.9%, below the global average of 24.0%.
Among the 30 economies tracked by NoodlePants, Australia ranks #106 for credit card apr — near the bottom of the global ranking.
Carrying a $1,000 balance at 19.9% APR costs roughly $199 per year if only the minimum is paid.
All financial metrics for Australia
Where Australia ranks globally
#1Afghanistan
0.0%
#2Cuba
0.0%
#3Iran
0.0%
#4North Korea
0.0%
#5South Sudan
0.0%
#6Syria
0.0%
#7Yemen
0.0%
#8Algeria
8.0%
#9Bosnia and Herzegovina
8.5%
#10Slovenia
8.5%
#11Croatia
9.0%
#12North Macedonia
9.0%
Compare Australia's credit card apr
Pick another country and see a full side-by-side breakdown.
Want the full Australia profile?
Live exchange rates, travel advisory, AI insights and more.
Open profile →