Portugal vs Poland — Full Cost of Living Comparison (2026)
Updated March 2026
Portugal has a cost of living index of 60.0 with average 1BR rent around $950/mo, while Poland sits at 50.0 with rent near $680/mo. Below is the full side-by-side breakdown for digital nomads, expats and remote workers weighing a move.
| Metric | Portugal | Poland | Winner |
|---|---|---|---|
| Mortgage Interest Rate | 4.00% | 7.60% | Portugal |
| Savings Account Interest Rate | 2.50% | 5.50% | Poland |
| Credit Card Interest Rate (APR) | 16.8% | 18.5% | Portugal |
| Average Rent (1BR City Centre) | US$950/mo | US$680/mo | Poland |
| Real Estate Price (per m²) | US$3,700/m² | US$2,700/m² | Poland |
Summary
Portugal has a lower mortgage rate than Poland at 4.00% vs 7.60%. Rental costs in Portugal average $950/month compared to $680 in Poland, while the cost of living index sits at 60.0 versus 50.0. Overall, the two countries trade strengths across financial and lifestyle metrics.
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How we calculate this
Cost of living, rent, mortgage, savings and tax figures combine official sources (World Bank, central banks, national statistics offices) with crowdsourced price data, refreshed regularly. Full breakdown: read our methodology.
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