Cost of Staying Calculator

What Is Staying Home Actually Costing You?

Every year you delay costs more than you think.

By staying in United States for 3 years instead of moving to Portugal, you are leaving

$47,818

on the table.

Every day
$44
Every week
$307
Every month
$1,328
Monthly surplus in United States
$2,900
Salary − $3,350 expenses
Monthly surplus in Portugal
$4,228
Same salary − $2,022 expenses
Monthly difference
$1,328
Opportunity cost per month
Annual opportunity cost
$15,939
Per year of staying
3-year opportunity cost
$47,818
Across 3 years
Invested at 7%, 3-yr value
$53,038
If you invested the difference monthly

What could you do with $47,818?

68 round-trip flights from United States to Portugal
50 months of rent in Portugal
~16% of a deposit on an 80m² property in Portugal

But wait — what about…

Career impact?

Remote-first roles have normalised geographic distance. If you're already remote, the impact is usually smaller than you fear — but proximity to HQ still matters for some industries.

Healthcare?

Most popular nomad countries have functional public systems plus affordable private cover. See Portugal's healthcare score →

Family?

There's no honest way to price this. Many nomads return home 4–8 weeks a year — the savings above easily cover it.

Visa complications?

Most popular destinations now have dedicated nomad or remote-worker visas. See Portugal's visa options →

Ready to stop paying the cost of staying?

Send me my Cost of Staying report →

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Illustrative estimates only. Real outcomes depend on tax, visa status, currency moves and personal circumstances.

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