Future Self Simulator
Where will your money be in 20 years?
Project your savings, retirement timeline, and purchasing power — staying home vs moving abroad.
Your situation
$
20%
Savings growth
$62k more in Portugal by year 5
Saving 20% of income, 6% annual return. Portugal pulls ahead at year 2.
Stay in United States Move to Portugal
Retirement timeline
Retire 13 years earlier
Based on the 4% rule and your savings rate.
Stay in United States
Age 57
~$850.8k target
Move to Portugal
Age 44
~$496.2k target
Purchasing power
Goes 61% further
What $3,000/mo buys you in each country.
United States1.06× lifestyle
Portugal1.81× lifestyle
Monthly surplus
$1.2k more per month in Portugal
Same income, different cost basis. After typical rent & living costs.
United States
$3,414/mo disposable
Rent + living: $2,836/mo
Portugal
$4,596/mo disposable
Rent + living: $1,654/mo
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