Vietnam vs Philippines — Financial & Living Comparison (2026)
Updated March 2026
| Metric | Vietnam | Philippines | Winner |
|---|---|---|---|
| Mortgage Interest Rate | 10.50% | 7.50% | Philippines |
| Savings Account Interest Rate | 5.20% | 3.50% | Vietnam |
| Credit Card Interest Rate (APR) | 25.0% | 28.0% | Vietnam |
| Average Rent (1BR City Centre) | US$470/mo | US$410/mo | Philippines |
| Real Estate Price (per m²) | US$3,800/m² | US$3,200/m² | Philippines |
Summary
Vietnam has a higher mortgage rate than Philippines at 10.50% vs 7.50%. Rental costs in Vietnam average $470/month compared to $410 in Philippines, while the cost of living index sits at 30.0 versus 36.0. Overall, Philippines looks more favourable across the headline numbers.
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