the receipts

Where the numbers come from.

We pull from public, reputable sources, normalize the units, and date everything. No vibes, no scraped TikToks.

Data as of: March 2026

Savings rates

· Central bank policy rates (Fed, ECB, BoE, BoJ, BoC, RBA, etc.)
· Top retail high-yield savings accounts per country

Note: We show the best widely-available retail rate, not the policy rate. Promotional teaser rates excluded.

Mortgage rates

· Central bank reports
· National mortgage association averages

Note: Typical 20–30 year fixed (or local equivalent — many countries default to variable).

Credit card APR

· Central bank consumer credit surveys
· Major issuer disclosures

Note: National average purchase APR, not introductory offers.

Rent

· Numbeo cost-of-living indices
· National statistical agencies

Note: Average 1-bedroom city-center rent, converted to USD at current FX.

Property prices

· OECD housing database
· National land registries

Note: Average price per square meter, city-center residential.

Cost of living

· Numbeo
· Eurostat
· BLS (US)

Note: Indexed to New York City = 100.

Inflation (CPI)

· IMF World Economic Outlook
· National statistical agencies

Note: Latest year-over-year CPI print.

Methodology

· All currency-denominated figures are converted to USD at the most recent FX rate on the data-as-of date.
· Rates are annualized, expressed as percentages, and reflect widely-available retail products — not negotiated or private-banking tiers.
· Cost of living is indexed to NYC = 100 for cross-country comparison.
· We refresh the full dataset on a rolling basis. Each country card shows the as-of date.

A friendly disclaimer

NoodlePants is for informational purposes only. Real life involves local taxes, residency rules, lender fees, FX swings, and the mood of your specific bank teller. Always confirm with a qualified professional before making a financial decision — preferably one who doesn't name their company after pasta.

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