Ecuador vs Cambodia — Full Cost of Living Comparison (2026)
Updated March 2026
Ecuador has a cost of living index of 45.0 with average 1BR rent around $380/mo, while Cambodia sits at 36.0 with rent near $420/mo. Below is the full side-by-side breakdown for digital nomads, expats and remote workers weighing a move.
| Metric | Ecuador | Cambodia | Winner |
|---|---|---|---|
| Mortgage Interest Rate | 10.00% | 8.50% | Cambodia |
| Savings Account Interest Rate | 6.50% | 3.00% | Ecuador |
| Credit Card Interest Rate (APR) | 16.0% | 18.0% | Ecuador |
| Average Rent (1BR City Centre) | US$380/mo | US$420/mo | Ecuador |
| Real Estate Price (per m²) | US$1,300/m² | US$2,700/m² | Ecuador |
Summary
Ecuador has a higher mortgage rate than Cambodia at 10.00% vs 8.50%. Rental costs in Ecuador average $380/month compared to $420 in Cambodia, while the cost of living index sits at 45.0 versus 36.0. Overall, the two countries trade strengths across financial and lifestyle metrics.
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Cost of living, rent, mortgage, savings and tax figures combine official sources (World Bank, central banks, national statistics offices) with crowdsourced price data, refreshed regularly. Full breakdown: read our methodology.
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